Ujjivan Small Finance Bank share price is an important topic for investors interested in India’s banking and financial services sector. The bank provides financial services to individuals, small businesses, and underserved communities. Its business focuses on banking access, savings, loans, and financial inclusion.
Investors follow the Ujjivan Small Finance Bank share price to understand the company’s stock performance, financial position, business growth, and future opportunities.
The bank is listed on the Indian stock exchanges, and its shares are traded under the NSE symbol UJJIVANSFB. Its performance can be influenced by quarterly results, loan growth, asset quality, interest rates, banking regulations, and broader market conditions.
Ujjivan Small Finance Bank Share Price Today
As of November 11, 2026, the reported closing prices were:
Ujjivan Small Finance Bank
₹60.90
NSE closing price
BSE closing price
₹60.85
NSE symbol
UJJIVANSFB
BSE code
542904
52-week high
₹73.90
52-week low
₹49.38
Market data reported for November 11, 2026. Prices change during trading sessions. Business Standard+1
Investors should check the latest trading information before making any investment decision because stock prices can change throughout the market session.
What Is Ujjivan Small Finance Bank?
Ujjivan Small Finance Bank is an Indian banking institution that focuses on providing financial services to individuals and businesses, particularly those who may have limited access to traditional banking.
The bank offers different financial products and services, including:
- Savings accounts
- Current accounts
- Fixed deposits
- Personal loans
- Microfinance loans
- Business loans
- Housing-related loans
- Digital banking services
Its business model focuses on financial inclusion and expanding access to banking services.
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Factors Affecting Ujjivan Small Finance Bank Share Price
Several factors can influence the Ujjivan Small Finance Bank share price. Understanding these factors can help investors evaluate the stock more carefully.
Quarterly Financial Results
Quarterly results are among the most important factors affecting a company’s share price.
Investors examine revenue, operating profit, net profit, earnings per share, and other financial indicators.
When a bank reports improving financial performance, investor interest may increase. However, disappointing results can create selling pressure.
Loan Growth
Loan growth is an important indicator for banking companies.
Ujjivan Small Finance Bank provides loans to different customer segments. An increase in responsible lending can support business expansion and interest income.
However, rapid loan growth without proper risk management can also increase the possibility of loan defaults.
Asset Quality
Asset quality measures how effectively a bank manages its loans and repayments.
Investors commonly examine:
- Gross Non-Performing Assets (GNPA)
- Net Non-Performing Assets (NNPA)
- Provision Coverage Ratio
- Loan recovery performance
Lower bad-loan levels generally indicate better asset quality, although investors should examine the complete financial picture.
Interest Rates
Changes in interest rates can affect banks’ borrowing costs, lending rates, and profit margins.
When interest rates change, banks may experience changes in their net interest income and customer borrowing behaviour.
RBI Regulations
The Reserve Bank of India regulates banking institutions in India.
Changes in banking rules, lending requirements, capital requirements, and regulatory approvals can influence the business operations and future plans of small finance banks.
Stock Market Conditions
The Ujjivan Small Finance Bank share price is also affected by broader market movements.
Economic conditions, investor sentiment, foreign investment flows, and banking-sector performance can influence the stock.
Latest Financial Performance of Ujjivan Small Finance Bank
Financial performance is an important part of stock analysis. Investors should examine whether a company is improving its income, operating performance, and profitability.
According to reported September 2026 quarterly figures, Ujjivan Small Finance Bank recorded the following performance:
| Financial indicator | September 2026 |
|---|---|
| Revenue | ₹2,448.94 crore |
| Operating profit | ₹490.72 crore |
| Net profit | ₹365.05 crore |
| Earnings per share | ₹3.57 |
The reported figures showed quarter-on-quarter increases compared with June 2026. Revenue increased by 7.37%, operating profit by 16.63%, and profit by 15.33%. Upstox
Investors should also review the bank’s official financial statements to understand its interest income, provisions, operating expenses, capital position, and asset quality.
Ujjivan Small Finance Bank Share Price History
Historical stock performance helps investors understand how a share has moved over time.
The stock’s reported 52-week trading range on November 11, 2026, was approximately ₹49.38 to ₹73.90. Business Standard
Investors can examine different time periods when analysing the stock:
- Daily performance to understand short-term movements.
- Weekly performance to identify recent trends.
- Monthly performance to evaluate medium-term changes.
- Yearly performance to understand longer-term price movements.
Past performance does not guarantee future returns. Investors should combine historical analysis with current financial information.
Is Ujjivan Small Finance Bank a Good Stock to Watch?
Ujjivan Small Finance Bank may attract investors interested in India’s small finance banking sector. However, whether it is suitable for an individual investor depends on financial goals, risk tolerance, investment horizon, and stock valuation.
Before considering the stock, investors should evaluate several factors.
Business Growth
Check whether the bank is expanding its customer base, deposits, and loan portfolio.
Profitability
Review net profit, net interest margin, return on assets, and return on equity.
Asset Quality
Examine bad loans, loan recoveries, and provisions to understand the quality of the bank’s lending portfolio.
Valuation
Compare the stock’s price-to-earnings ratio and price-to-book ratio with its historical valuation and other banking companies.
Management and Regulation
Review management decisions, corporate governance, capital strength, and regulatory developments.
A stock should not be selected only because its share price appears low.
Future Growth Opportunities
Ujjivan Small Finance Bank operates in a sector that may benefit from increasing access to formal banking services.
Some opportunities that could support its business include:
Financial Inclusion: Expanding banking access among underserved communities may create opportunities to attract new customers.
Digital Banking: Digital services can make banking more convenient and help improve operational efficiency.
Deposit Growth: A stronger deposit base can support lending activities and improve funding stability.
Diversified Lending: Expanding its loan portfolio across different customer segments may help reduce dependence on a single lending category.
Rising Financial Awareness: Greater awareness of savings, banking, and formal financial services may support demand for banking products.
These opportunities depend on execution, competition, economic conditions, and regulatory requirements.
Risks of Investing in Ujjivan Small Finance Bank Shares
Like other banking stocks, Ujjivan Small Finance Bank carries certain investment risks.
Loan Default Risk
Customers may fail to repay loans on time. Higher defaults can increase provisions and reduce profitability.
Competition
The bank faces competition from other small finance banks, commercial banks, NBFCs, and digital financial service providers.
Regulatory Risk
Changes in RBI regulations can affect lending activities, capital requirements, and business expansion.
Economic Risk
Inflation, unemployment, and economic weakness can affect borrowers’ repayment capacity.
Share Price Volatility
The stock price may fluctuate because of market sentiment, financial results, and broader economic developments.
Investors should understand these risks before investing.
How to Track Ujjivan Small Finance Bank Share Price
Investors can monitor the stock through financial information platforms and stock market services.
Useful methods include:
- Searching for UJJIVANSFB on market platforms.
- Checking the latest NSE and BSE prices.
- Reviewing quarterly financial results.
- Following company announcements.
- Monitoring trading volume.
- Comparing the stock with other banking shares.
- Studying historical price charts.
It is also important to distinguish between live prices, delayed prices, and closing prices.
Frequently Asked Questions
What is the NSE symbol of Ujjivan Small Finance Bank?
The NSE trading symbol of Ujjivan Small Finance Bank is UJJIVANSFB. Its BSE code is 542904.
What was the Ujjivan Small Finance Bank share price on November 11, 2026?
The reported closing price was ₹60.90 on NSE and ₹60.85 on BSE on November 11, 2026.
What is the 52-week high of Ujjivan Small Finance Bank?
The reported 52-week high was ₹73.90 as of November 11, 2026.
What is the 52-week low of Ujjivan Small Finance Bank?
The reported 52-week low was ₹49.38 as of November 11, 2026.
Is Ujjivan Small Finance Bank a private bank?
Ujjivan Small Finance Bank is an Indian small finance bank operating under the regulatory framework of the Reserve Bank of India.
Conclusion
Ujjivan Small Finance Bank share price is influenced by the bank’s financial performance, loan growth, asset quality, interest rates, regulatory developments, and overall stock market conditions.
The bank operates in India’s financial inclusion sector and has opportunities to expand its customer base and digital banking services. Its September 2026 quarterly figures also showed improvements in revenue, operating profit, and net profit compared with the previous quarter.
However, investors should not make decisions based only on recent price movements or quarterly profit growth. A careful review of valuation, financial statements, loan quality, and business risks is essential.
Understanding these factors can help investors make more informed decisions about Ujjivan Small Finance Bank shares.
