Muthoot Finance Limited is one of India’s leading gold loan companies. It operates in the non-banking financial company (NBFC) sector and provides loans against gold jewellery to individuals and businesses.
The Muthoot Finance share price is closely followed by investors interested in India’s financial services industry. The company’s performance is influenced by gold prices, loan demand, interest rates, financial results and customer repayment behaviour.
This article explains the latest share price information, company background, financial performance, business model and factors that may influence its future stock performance.
Muthoot Finance Share Price Today
As of 11 November 2026, Muthoot Finance shares closed at approximately ₹2,900 on the NSE.
Important market details for the trading session included:
| Market Indicator | Value |
|---|---|
| Closing share price | ₹2,900.00 |
| Previous closing price | ₹2,917.60 |
| Opening price | ₹2,921.60 |
| Day’s high | ₹2,943.00 |
| Day’s low | ₹2,870.00 |
| 52-week high | ₹4,149.50 |
| 52-week low | ₹2,305.00 |
These figures represent the market information for 11 November 2026 and are not live prices. The share price changes during market hours. NDTV Profit+1
Muthoot Finance Company Overview
Muthoot Finance Limited is part of the Muthoot Group, an established Indian business group with a long history in financial services.
The company mainly provides loans against gold jewellery. Customers pledge their gold as security and receive funds according to the value of the jewellery and applicable lending conditions.
Its major financial activities include:
- Gold loans
- Personal loans
- Business loans
- Housing finance through subsidiaries
- Microfinance through subsidiaries
- Other financial services
The company has developed a large customer network and operates through branches and digital services.
Muthoot Finance Share Market Details
| Particular | Information |
|---|---|
| Company name | Muthoot Finance Limited |
| NSE symbol | MUTHOOTFIN |
| BSE code | 533398 |
| Industry | Financial Services |
| Business category | NBFC |
| Main business | Gold loans |
| Face value | ₹10 |
Financial Performance of Muthoot Finance
Financial performance is one of the most important factors when analysing the Muthoot Finance share price.
For FY 2025–26, the company reported approximately ₹31,263 crore in consolidated total income and ₹10,606.9 crore in profit after tax.
Its annual revenue increased significantly compared with the previous financial year. This reflects the company’s business expansion and growth in lending activities. ET Money
Investors should regularly examine the following financial indicators:
- Total income
- Net interest income
- Net profit
- Earnings per share
- Assets under management
- Gross non-performing assets
- Net non-performing assets
- Return on assets
- Return on equity
These indicators help investors understand the company’s profitability and financial stability.
You may also like these posts:
Education Portal 3.0: Login, Registration and Features
HCL Tech Share Price: Latest Stock Market Guide
Jio Finance Share Price: Latest Updates and Outlook
Technical Dhiraj: Website, YouTube, and Tech Guide
Muthoot Finance Business Model
Muthoot Finance earns a major portion of its income through lending activities. It provides secured loans and receives interest from customers.
Gold Loan Business
Gold loans are the company’s primary business. Customers can use their gold jewellery as collateral to obtain funds for personal, household or business requirements.
Personal Loans
Personal loans provide financial assistance to eligible customers for different personal expenses.
Business Loans
Business loans help customers manage working capital, business expansion and other financial requirements.
Housing Finance
Housing finance services are provided through associated businesses and subsidiaries. These services support eligible customers with housing-related financial needs.
Microfinance
Microfinance activities provide smaller financial products to eligible customers, particularly in underserved markets.
Factors Affecting Muthoot Finance Share Price
Gold Prices
Gold prices have a significant influence on gold loan businesses.
When gold prices increase, the value of pledged jewellery may also increase. This can improve customers’ borrowing capacity, depending on lending rules.
However, sudden gold price declines can create risks for lenders.
Loan Demand
Demand for gold loans affects the company’s lending activities.
Customers may use gold loans to meet personal expenses, business requirements and emergency financial needs.
Higher loan demand can support business growth when lending standards remain strong.
Interest Rates
Interest rates affect the company’s borrowing costs and lending margins.
Higher funding costs may reduce profitability, while favourable borrowing conditions can support financial performance.
Asset Quality
Asset quality measures how effectively a financial company manages its loan portfolio.
Investors should examine overdue loans, non-performing assets, loan recovery rates and provisioning requirements.
Competition
Banks and other NBFCs also offer gold loans. Competition can influence customer demand, lending rates and market share.
Growth Opportunities for Muthoot Finance
Expansion of Gold Loan Services
Gold loans remain an important source of secured credit in India. Expanding branch services and improving customer experience may support future growth.
Digital Financial Services
Digital platforms can make loan applications, repayments and customer support more convenient.
Technology may also improve operational efficiency and risk management.
Rural and Semi-Urban Markets
Customers in rural and semi-urban areas often require financial support for agricultural, household and business activities.
Expanding services in these markets may create additional business opportunities.
Diversification of Financial Products
The company’s involvement in different financial services may help it reach a wider customer base and develop additional income sources.
Risks of Investing in Muthoot Finance Shares
Investors should understand the following risks before considering the stock.
Gold price volatility: Changes in gold prices can affect collateral values and lending risks.
Credit risk: Customers may fail to repay loans, resulting in financial losses.
Interest rate risk: Higher borrowing costs may put pressure on profit margins.
Regulatory risk: Changes in NBFC regulations can affect lending operations and compliance requirements.
Competition risk: Banks and other financial companies may offer competitive lending products.
Market volatility: General stock market movements can influence the share price.
Is Muthoot Finance Share Good for Long-Term Investment?
Muthoot Finance may attract long-term investors because of its established gold loan business, recognised brand and presence in India’s financial services sector.
However, investors should not make decisions based only on the company’s reputation or recent share price movements.
Before investing, examine:
- Long-term profit growth
- Gold loan portfolio growth
- Asset quality
- Return on equity
- Return on assets
- Borrowing costs
- Price-to-earnings ratio
- Dividend history
It is also important to compare the company’s valuation with other listed NBFCs.
Future Outlook of Muthoot Finance
The future outlook of Muthoot Finance will depend on demand for gold loans, changes in gold prices, customer repayment behaviour and the company’s ability to manage operating costs.
Digital services, expansion into new markets and diversification of financial products may provide further growth opportunities.
However, competition, regulatory changes and interest rate movements could influence future profitability.
Investors should follow quarterly financial results and company announcements to understand whether the business can maintain sustainable growth.
Frequently Asked Questions
What is the Muthoot Finance share price?
Muthoot Finance shares closed at approximately ₹2,900 on 11 November 2026. Market prices change regularly during trading hours.
What is the NSE symbol of Muthoot Finance?
The NSE trading symbol of Muthoot Finance Limited is MUTHOOTFIN.
What is the BSE code of Muthoot Finance?
The BSE code of Muthoot Finance Limited is 533398.
What is the main business of Muthoot Finance?
Its main business is providing loans against gold jewellery to individuals and customers who need financial assistance.
Is Muthoot Finance a bank?
No. Muthoot Finance is a non-banking financial company (NBFC), not a traditional commercial bank.
Conclusion
Muthoot Finance is an established Indian NBFC with a major focus on gold loans. Its recognised brand, lending network and financial services make the Muthoot Finance share price an important topic for investors following the Indian stock market.
The company’s financial performance, gold prices, loan demand and asset quality are important factors influencing its business. Although it offers growth opportunities, investors should carefully evaluate its valuation and potential risks before investing.
Understanding company fundamentals and market conditions can help investors make more informed decisions.
